Clear prices. No insurance surprises.
You'll always know the cost before we begin. No claims, no visit caps, no denied coverage. Just straightforward care, priced up front.
A thorough in-home assessment and a custom plan of care. Every new client starts here.
One-on-one, hands-on treatment and progression in your home.
For established patients who've completed a plan of care and want to stay on track.
FSA & HSA eligible. We provide a superbill for out-of-network reimbursement.
Why we're cash-based
Stepping outside insurance keeps things simple and puts your recovery first. You see real prices, and we get to practice the way care should work: more time with you, fully individualized treatment, and a higher clinical standard than a busy, insurance-driven clinic can offer.
Longer visits
Full sessions with your therapist, never rushed.
Care built for you
A plan based on your goals and progress, not a billing code.
Higher standard
The freedom to treat thoroughly and do it right.
How insurance can limit your recovery
Insurance-based physical therapy comes with rules that can quietly get in the way of healing. Most plans:
Cover one body part at a time
A knee injury often creates compensations in the hip, ankle, or back, but a plan may only approve treatment for the knee.
Cap the number of visits
Those limits rarely match what your body needs, so complex or post-surgical cases get under-treated.
Push rigid timelines
You end up chasing a deadline instead of healing safely and completely.
Require prior authorizations
Waiting on approvals breaks continuity, slows progress, and makes rehab less effective.
Leave you with surprise bills
When a claim is denied or a treatment is called "non-essential," the cost lands on you.
Get in the way of the real fix
These limits make it hard to address root causes, correct compensations, and prevent the next injury.
Concierge care removes these barriers.
As a self-pay, in-home practice, we treat the whole body, give each session the time it needs, and build a plan around both your current concern and your long-term health. Care stays consistent and transparent, so you recover safely and for good, not just until the symptoms quiet down.
Use your pre-tax dollars
Most clients pay with a Flexible Spending Account (FSA) or Health Savings Account (HSA), which uses pre-tax dollars and lowers what comes out of pocket. Because our services are medically necessary and provided by a licensed Doctor of Physical Therapy, most plans count them as eligible expenses.
Paying with pre-tax funds can meaningfully lower the real cost of premium, personalized care, all while you invest in recovery and long-term health.
We're glad to provide receipts or any documentation your plan needs for smooth reimbursement.
Ready to start? Book your in-home evaluation.
Pick a time that works for you and we'll bring expert care to your door.